We are a boutique financial planning firm who focuses on comprehensive planning for all stages of life. Our goal is to help you take your planning to the next level.

We help young professionals starting in their 20’s, to those looking to plan for retirement, to those already in retirement.

Our main goal is to create a comprehensive plan that is customized to you. We look at everything from cash flow, debt, goal planning, investments, retirement planning, insurance needs, and estate planning. We don’t just focus on investments like other wealth advisors, we focus on the whole picture.

We have been in the financial services industry since 2011.

Our advisors have designations and certifications ranging from CERTIFIED FINANCIAL PLANNER certification (CFP®), Chartered Retirement Planning Counselor (CRPC), and Accredited Asset Management Specialist (AAMS). All advisors also have their Series 7, Series 66, and Life & Health Insurance licenses.

The only qualifications to work with us are: You are ready for professional advice and to take your planning to the next level.

Schedule a Discovery Meeting. This meeting is complimentary and typically 1 hour long. We will send you a prep sheet ahead of the meeting so you know exactly what we will discuss. You can schedule using this link! www.calendly.com/modernwealthdesign/newclients

We manage over $115M in assets.

Yes! We are licensed in 15 states across the country. Although our office is based in Orange County, CA, you don’t have to live here to work with us! We meet with several clients in other states virtually.

Yes, we are fiduciaries! To the extent that we are providing you with investment advisory services, including either financial planning services or ongoing investment advice as part of an investment advisory program (i.e., fee-based managed account) pursuant to a written agreement and related disclosures that describes this investment advisory relationship, we are acting in a fiduciary capacity related to those services under the federal securities laws, in particular the Investment Advisers Act of 1940.

If you are strictly looking for investment and/or insurance help, we do not charge a fee. Our Modern Platform, that is geared towards young professionals, has an annual fee of $2,000. Our Design Platform, that is geared towards those approaching or in retirement, has an annual fee of $3,500. This fee is offset by assets we manage for you.

We are paid an up-front, flat fee for our objective and unbiased advice. We do not require you to rollover your assets or invest with us, but if you do want our help managing your investments, we charge a 1% fee on AUM. This fee declines as your assets grow.

No! We are fee-based and offer fiduciary advice, regardless of how much you make or how much you have saved. Our goal is to get you to reach financial independence!

This is up to you! There is some data gathering homework that you will have, so it will depend on how soon you can get all your documents to us. After this, we typically need 2 – 3 weeks to build your plan.

Through our planning process, we will meet with you 2 – 3 times a year, every year, to make sure your plan is up to date. This includes reviewing market trends and economic updates, as well as new goals that will arise. We can also meet with you on an as-needed basis if something were to come up. All our meetings are included in our flat fee!